From Business To Travel; 5 SBI Credit Cards That Are Ideal For Every Lifestyle!

Best SBI Credit Cards for Business-Best SBI Credit Cards for Travel-Top 5 SBI Credit Cards That Are Ideal For Every Lifestyle-WikiFinancepedia
5
(7)

The State Bank of India, the country’s premier public sector bank, offers an extensive selection of credit cards. From business credit cards to travel and shopping cards, the choices are aplenty. 

With so many choices, it is natural to be unsure of which SBI credit card to apply online. However, this guide can help give you some much needed clarity. Here are 5 of the best SBI credit cards that you can consider applying for.

5 SBI Credit Cards That You Can Apply For

State Bank of India offers credit cards over multiple categories, namely, lifestyle, rewards, business, shopping, and travel. The rewards offered by the cards tend to vary depending on the category that you choose. Let’s take a look at the best SBI credit card to apply online under each of the above mentioned categories. 

SBI Card PULSE

Designed to provide you with maximum lifestyle benefits, the SBI Card PULSE is a credit card that comes with a comprehensive list of rewards. With an annual fee of just Rs. 1,499 plus taxes, you get the following list of benefits. 

  • On payment of the joining fees, you receive a Noise ColorFit Pulse smart watch
  • 1 year complimentary FITPASS PRO membership every year on payment of renewal fee
  • 1 year complimentary NetMeds First membership every year on payment of renewal fee
  • Renewal fee waiver on achieving milestone spends of Rs. 2 Lakhs in a year
  • E-Voucher worth Rs. 1,500 on achieving milestone spends of Rs. 4 Lakhs in a year 
  • 10 reward points for every Rs. 100 spent on pharmacies, chemists, dining, and movies
  • 2 reward points for every Rs. 100 spent on all other categories 
  • Insurance coverage of up to Rs. 1 Lakh in the case of any card fraud
  • Insurance coverage of up to Rs. 50 Lakhs in the case of air accidents 
  • 8 complimentary domestic airport lounge visits in a year (maximum of 2 per quarter)
  • Complimentary Priority Pass membership for the first 2 years of card ownership

SBI Card PRIME

If exciting rewards on spends is what you’re looking for, then this is the best SBI credit card to apply online. The card is designed to offer premium rewards on certain select categories of spends and upon crossing milestone spends. The annual fee payable on the credit card is Rs. 2,999 plus taxes. Here’s a quick look at some of the key benefits offered by SBI Card PRIME. 

  • Welcome gift voucher worth Rs. 3,000 from select brands 
  • Welcome bonus of 1,000 reward points on card registration
  • 10 reward points for every Rs. 100 spent on groceries, dining, movies, and departmental stores
  • Pizza Hut voucher worth Rs. 1,000 on achieving spends of Rs. 50,000 in a calendar quarter
  • Annual renewal fee waiver on achieving spends of Rs. 3 Lakhs in a year 
  • Voucher worth Rs. 7,000 from Pantaloons or Yatra.com on achieving spends of Rs. 5 Lakhs in a year 
  • Complimentary Trident Privilege Red Tier and Club Vistara Silver memberships 
  • For every Rs. 100 spent on Vistara Flights, you get 9 Club Vistara points
  • 4 complimentary international airport lounge visits in a year (maximum of 2 per quarter)
  • 8 complimentary domestic airport lounge visits in a year (maximum of 2 per quarter)

SBI Card ELITE Business 

One of the best business credit cards in India, the SBI Card ELITE Business provides you with a host of exciting privileges and benefits. For an annual fee of Rs. 4,999 plus taxes, the card offers the following rewards and advantages. 

  • Welcome gift voucher worth Rs. 5,000 from select brands 
  • Complimentary movie tickets worth Rs. 6,000 each year (maximum 2 tickets per month)
  • 5X reward points on utility bills, dining, and office supplies 
  • 2 reward points for every Rs. 100 spent on other categories except fuel
  • 50,000 bonus reward points worth Rs. 12,500 every year
  • 10,000 bonus reward points for achieving spends of Rs. 3 Lakhs and above in a year 
  • 6 complimentary international airport lounge visits in a year (maximum of 2 per quarter)
  • 8 complimentary domestic airport lounge visits in a year (maximum of 2 per quarter)
  • Complimentary Club Vistara Silver membership 
  • For every Rs. 100 spent on Vistara Flights, you get 9 Club Vistara points
  • 20% discount on hotel bookings (once every calendar quarter)
  • Flat Rs. 750 off on flight bookings above Rs. 6,000 (once every calendar quarter)

SimplyCLICK SBI Card

If you wish to apply online for an SBI credit card dedicated towards providing shopping benefits, then the SimplyCLICK SBI card is the perfect option for you. The card comes with a very low annual renewal fee of just Rs. 499 plus taxes. However, the benefits that it offers far outweighs its cost. Here’s a list of key rewards that the card offers. 

  • 10X reward points on spends made online with select partners
  • 5X reward points on all other online spends 
  • Amazon gift voucher worth Rs. 500 on payment of annual fees 
  • Voucher worth Rs. 2,000 on online spends of Rs. 1 Lakh in a year
  • Voucher worth Rs. 2,000 on online spends of Rs. 2 Lakhs in a year
  • Fuel surcharge waiver of 1% on fuel transactions between Rs. 500 and Rs. 3,000
  • Annual fee reversal on spends of Rs. 1 Lakh in a year

Club Vistara SBI Card PRIME

The Club Vistara SBI Card PRIME is the perfect SBI credit card to apply online if you’re looking for a card that offers travel benefits. For an annual fee of just Rs. 2,999 plus taxes, you get to enjoy a host of welcome benefits and access to memberships. Let’s take a look at some of the most important benefits provided by this credit card.

  • 1 premium economy flight ticket on payment of the annual or renewal fee 
  • 4 Club Vistara points for every Rs. 200 spent
  • 3,000 bonus Club Vistara points for spending Rs. 75,000 within the first 90 days 
  • 1 premium economy flight ticket on achieving annual spends of Rs. 1.5 Lakhs, Rs. 3 Lakhs, Rs. 4.5 Lakhs, and Rs. 8 Lakhs 
  • Insurance coverage on flight cancellations up to Rs. 3,500 (maximum 6 cancellations)
  • Lost card liability coverage to the tune of Rs. 1 Lakh
  • Air accident coverage to the tune of Rs. 1 Crore 
  • 8 complimentary domestic airport lounge visits in a year (maximum of 2 per quarter)
  • 4 complimentary international airport lounge visits in a year (maximum of 2 per quarter)
  • Complimentary Priority Pass membership

Conclusion

So, there you have it; 5 of the best SBI credit cards to apply online. Now, before you go ahead and get yourself one, read through the schedule of charges and other important terms and conditions associated with the card. This will ensure that you pick a card that fits within your budget, while still satisfying all your requirements. 


How useful was this post?

Click on a star to rate it!

Average rating 5 / 5. Vote count: 7

No votes so far! Be the first to rate this post.

We are sorry that this post was not useful for you!

Let us improve this post!

Tell us how we can improve this post?

Leave a Comment

Your email address will not be published. Required fields are marked *