Insurance

What is Sum Insured and How Much Health Cover Do You Really Need?

What Is Sum Insured and How Much Health Cover Do You Really Need

A medical emergency can leave you worrying about treatment and the bill at the same time. Health insurance helps with eligible medical expenses, but the amount it pays has a limit. This limit is called the sum insured. Knowing what it means can help you avoid buying too little cover or paying for an amount […]

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Health Insurance Riders: Meaning, Types, and Benefits

Health Insurance Riders Meaning-Types and Benefits

A health insurance policy covers the essentials: hospitalisation, treatment, and medical bills. But no two people have the same health needs. Some want protection against serious illness, others want cash support during a hospital stay, and some are planning a family. Health insurance riders let you shape your policy around these needs without buying separate

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Car Damaged by a Neighbour’s Vehicle: Whose Insurance Pays?

Term Insurance Calculator and Premium How Much Will You Pay

A small parking mistake can leave your car with a dent, scratch or more serious damage. When the other vehicle belongs to a neighbour, the next question is usually about who should pay for the repairs. The answer depends on how the accident happened and the insurance cover available. Understanding the possible claim routes can

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Is Usage-Based Car Insurance Suitable for a Second Household Car?

Is Usage-Based Car Insurance Suitable for a Second Household Car

A second household car often serves a very specific motive from the vehicle used each day. It can also manage weekend errands, faculty pickups, airport runs, or occasional family plans even as spending long intervals parked at domestic. That distinction in utilization can impact the way you reflect on consideration on motor coverage. Usage-primarily based

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