Deepika Sharma

How Asset Allocation Can Improve Your Mutual Fund Portfolio

How Asset Allocation Can Improve Your Mutual Fund Portfolio

The selection of mutual fund investments is generally linked to picking the appropriate scheme, studying previous gains or losses, or opting for schemes that have good growth prospects. But successful mutual fund investing not only involves picking out individual schemes but also asset allocation, which is just as critical as the schemes themselves because it […]

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Pari-Mutuel Markets: What Horse Racing Can Teach You About Probability, Odds, and Financial Decision-Making

Pari-Mutuel Markets-What does Horse Racing Can Teach You About Probability, Odds, and Financial Decision-Making

How many times have you been completely right about something and still made a bad financial decision? You knew the company was strong or maybe knew the favorite was the best horse. Then you paid too much for the privilege of being correct. Just because you think you know the outcome, it doesn’t mean that

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Why Digital Bookkeeping is Becoming Important For Business Loan Approval

Why Digital Bookkeeping is Becoming Important For Business Loan Approval

Sameer runs a small electronics distribution business in Chennai with an annual turnover of ₹1.8 crore. When he applied for a Business Loan of ₹30 lakhs to expand into a new product line, his application did not go the way he expected. His books were maintained manually. The numbers on his profit and loss statement

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Top 5 – Savings Plans with High Returns in 2026

Top 5 Best Savings Plans with High Returns in 2026 - Wikipedia of Finance

Financial planning has become increasingly important in 2026, with rising expenses and economic uncertainties affecting households across India. Choosing the right savings plan allows you to build wealth steadily while securing future goals. Some plans also offer life insurance, providing financial protection for your loved ones alongside wealth creation. By understanding top savings plans with

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Is Monthly Interest Credit Better Than a Higher Annual Interest Rate?

Is Monthly Interest Credit Better Than a Higher Annual Interest Rate

When we save money in a bank, we all want one simple thing. We want our money to grow safely. But when banks talk about interest, things can sound confusing very quickly. Some banks talk about a higher annual interest rate while others highlight a monthly interest credit. So, which one is actually better for

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