How to Make the 50/30/20 Budgeting Rule Work for You
Although it can still be difficult, using a disciplined budgeting approach can make managing personal finances much easier. The 50/30/20 budgeting rule is a popular and simple approach. This formula divides your after-tax income into three categories: needs (which account for 50%), wants (30%), and savings and debt reduction (20%). Here’s how to adapt this […]
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