What is Travel Insurance Policy and Travel Insurance Coverage 8


Want create site? Find Free WordPress Themes and plugins.

Travel Insurance Definition:

Travel insurance is an insurance product to protect you from the risk of losses occurred in misfortune events during domestic and international travels. Main purpose of any kind of “Travel Insurance Policy” covered is associated with trip cancellations and medical expenses. Now a day, online ticket booking websites provides you the travel package along with the travel insurance.


Below tables will guide you Travel Insurance Coverage’s offered by some of the insurer. Here you will get the basic idea about what are the things that need to be considered when buying travel insurance policies.


FeatureBasic CoverageDeluxe Coverage
Flight / Trip Cancellation100%100%
Trip Interruption / Stoppage100%150%
Emergency & Sickness Medical ExpenseIncludedIncluded
Baggage DelayIncludedIncluded
Trip DelayIncludedIncluded
Emergency Evacuations or Medically NecessitiesIncludedIncluded
Renter’s Collision Insurance (For Liability)IncludedIncluded
Passport Lost / Replacement / Visa InfoIncludedIncluded
Medical & Legal AssistanceIncludedIncluded
Children Under 17One Per Covered AdultAll Free
Cancel for Any ReasonNone75% of Trip Cost
Assistance on ID / Credit RecoveryNoneIncluded
Pre-Existing Medical ConditionNoneIncluded
Missed Connection Flight / TripNoneIncluded
Accidental Death & Dismemberment (AD&D)NoneIncluded
Pet CareNoneIncluded
Political EvacuationNoneIncluded

Wiki Finance pedia - e-learning course on Insurance Wikipedia Chapter - Travel Insurance Policies and CoverageMostly Flight / Trip cancellation or disruption coverage. This includes due to Sickness, Weather, Pre-existing medical condition, Injury, Pregnancy, Job loss, Terrorist attack, Death or hospitalization, Hijacking, Natural disaster, etc. Some other events that might cover under Travel insurance includes lost or stolen of baggage or cost of ransom in case of kidnapping or damage to the rental assets like rental car or rental bike. Different travel policies have different coverage depending upon states as well. We recommend you to get in touch with your nearest insurance representative to get clarified information on travel insurance coverage.


Five basic things covered under any Type of Travel Insurance Policies are:

List of “Top 5 coverage of Travel Insurance” offered by insurance companies:


1. Flight / Trip Cancellation Coverage:

There are many expenses non-refundable and pre-paid when you plan a trip. For example: Tour Package, Hotel Rooms, Cruise Fare, etc. Under Flight / Trip Cancellation Coverage, you can claim for non-refundable or pre-paid expenses in case trip is cancelled.


2. Medical Expenses Coverage:

People believe that by purchasing general Medicare or health care insurance you have protected yourself for any medical emergencies or expenses. But this fact is not true. Within United States its true but mostly general Medicare insurance policies does not cover medical expenses incurred abroad. Under Medical Expenses coverage, you will be covered for any Emergency / Accidents / Dental Care or Medical expenses when travelling abroad


3. Emergency Evacuation Coverage:

Under Emergency Evacuation Coverage you will be covered for emergency evacuation expenses. For example: Transportation to your hospital of choice for care or Airlifts and Medically Equipped Flights to travel back to home.


4. Lost / Delayed Bags or Delayed Flights Coverage:

  • Under Baggage Coverage, you can claim for Lost / Stolen / Damage of your personal belongings.
  • Under Baggage Delay Coverage, you can claim for purchasing essential items until your bags are arrived. For example: Swimsuit, Clothes, Toiletry kit, etc.
  • Under Travel Delay Coverage, you can claim for expenses in case your Trip / Flight is delayed. For example: stay at hotel, restaurant bills, etc.

5. Phone Assistance 24/7 worldwide Coverage:

Every travel insurance companies provides 24/7 support to their insured customer for all of their queries. This is a lifeline number for any assistance. You can call for services during:

  • Lost / Stolen / Replaced Baggage.
  • Lost Passports / Travel Documents.
  • Cancelled Flights / Delayed Flights.
  • For any Medical Emergencies.
  • To locate nearest hospital for care.
  • To arrange for medical treatment or transportation.
  • Or any other assistance you required during travelling.

  

- Tutorial Course - Basics of Insurance for Beginners -

» e-Learning Chapter 1: What is Insurance Policy and Types of Insurance.

» e-Learning Chapter 2: Fundamentals of Risk and Insurance.

» e-Learning Chapter 3: What is Health Insurance Policy and Types of Health Insurance.

» e-Learning Chapter 4: What is Disability Insurance Policy and Types of Disability Insurance.

» e-Learning Chapter 5: What is Life Insurance Policy and Types of Life Insurance.

» e-Learning Chapter 6: 4 Key Consideration Clause of a Life Insurance Policy.

» e-Learning Chapter 7: What is Term Insurance Policy and Types of Term Insurance.

» e-Learning Chapter 8: What is Auto Insurance Policy and Types of Auto Insurance.

» e-Learning Chapter 9: What is Home Insurance and Types of Home Insurance.

» Currently Reading: What is Travel Insurance Policy and Travel Insurance Coverage.

» e-Learning Chapter 11: Other Different Types of Insurance Policies.

» e-Learning Chapter 12: Tutorial Quiz – Basics of Insurance for Beginners Module.

  

If you liked this featured segment, Dont forget to give reviews !
What is Travel Insurance Policy and Travel Insurance Coverage
5 (100%) 14 votes


Did you find apk for android? You can find new Free Android Games and apps.

Leave a comment

Your email address will not be published. Required fields are marked *

8 thoughts on “What is Travel Insurance Policy and Travel Insurance Coverage

  • marinir

    I got this website from my pal who informed me on the topic of this website and at the moment this time I am browsing this website and reading very informative content here.

  • Lela Jarman

    Hi my friend! I want to say that this post is awesome, great written and come with almost all significant infos. I would like to see extra posts like this.

  • Alexandria Weems

    When some one searches for his required thing, so he/she wants to be available that in detail, so that thing is maintained over here.

  • quest bars

    Right here is the perfect blog for anybody who wishes to understand this topic. You know so much its almost hard to argue with you (not that I actually would want to…HaHa). You certainly put a new subject which has been discussed for a long time.
    Great stuff, just excellent!

  • Paige Verbit

    I usually do not even are aware of the way I finished up here, however I figured this publish was great. I usually do not realize who you’re however definitely you are going to a famous blogger whenever you usually are not already. Cheers!

  • Sherlene

    We’re a small grouping of volunteers and opening a whole new scheme inside our community. Your website offered us with valuable info to be effective on. You possess done an impressive job and our whole community will be thankful to you personally.

  • Prasad Kumar

    Hello! Someone within my Facebook group shared this website along with us thus i arrived at give it a look. I’m definitely loving the details on international travel insurance online. I’m book-marking and are tweeting this to my followers! Wonderful blog and excellent design and magnificence.

  • Luis Fedel

    whoah this weblog is magnificent i love studying your articles. Stay up the good work! I would suggest to add international travel insurance policy comparison online. You already know, many persons are searching around for this information, you could aid them greatly.